Get tailor made personal insurance cover.
At Medalian insurance we advice clients on their personal insurance needs and are able to understand your individual requirements or needs.
Personal Insurance Products.
Travel Insurance
Travel Insurance Policy provides medical expenses for a sudden and unexpected illness or
accident whilst traveling outside Kenya
- Personal Accident which covers death or permanent disability
- Hospital benefit which is a fixed cash amount per day while hospitalized
- Loss of checked baggage
- Delay of checked Baggage
- Loss of passport
- Personality Liability
- Travel Delay
- Hijack
This Insurance is only valid for persons who are permanent residents of Kenya.
Personal Accident Cover
A Personal accident insurance provides financial benefits to an individual if he/she is involved
in an accident resulting in injuries or death, while, group personal accident insurance provides
financial benefits to a group of people such as a family, employees, chamas, learning
institutions, SME’s or any other group of people with common interest.
- Accidental Death – pays the fixed amount or multiple of salary for loss of life due to an
accident. - Permanent Disablement – pays a certain percentage of the fixed amount or multiple of
salary in the event of permanent disablement caused by an accident. - Weekly payment – pays a weekly income for temporary disablement resulting from
accidental injury. - Medical Expenses – reimburses you for medical expenses that arise from an accident
including dental and optical expenses. - Emergency Evacuation – covers emergency medical evacuation expenses.
- Pay for the cost of artificial appliances that arise from an accident such as crutches,
hearing aid and prosthetics. - Repatriation Expenses – pays for the return of the deceased to place of residence.
Professional Indemnity Insurance
This insurance policy covers liability to a third party arising from the performance of, or failure
to perform services by a professional. Insurance is provided in accordance with the limits,
conditions and activities defined in the policy.
Any documents entrusted to or property in the custody of the insured or any person thereof, if
found destroyed or damaged or lost or mislaid and cannot be found, the Company will
indemnify the insured against:
- Legal liability which the insured may incur in consequence of such documents.
- Costs and expenses of whatsoever nature in replacing or restoring such costs for damaged,
destroyed, mislaid or lost property or documents.
Covers;
- Negligent acts, errors or omission.
- Misleading statements.
- Unintentional breach of confidentiality.
- Libel or slander (defamation).
- Dishonest, fraudulent or malicious acts, omissions by any former or present employee.
Golfer's Insurance
Medalian Insurance provides you with a cover against accidents on the golf course or within the club premises. Our insurance covers the following items:
Covers;
1. Equipment Cover – The cover provided for your equipment is such that in the event of a claim you would receive new equipment at your original purchase price, regardless of its age. (Or however the policy dictates)
2. Personal Liability – Protection of your legal position, should you damage property or injure another person whilst playing golf.
3. Personal Accident – Should you be unfortunate enough to sustain a serious injury on the golf course, you will be compensated. Hole-In-One Cover- Pay your club-bar bill in the event you a score a hole-in-one.
Covers
- Equipment
- Personal liability
- Personal accident