Livestock Insurance
What is Covered
a)Diseases of terminal nature
b)Theft
c)lightning strikes
d)Snake Bites
e)Emergency slaughter on vets recommendation
f)Calving complications
LIVESTOCK COVERED
Calves(Heifers and bulls) -90Days to 1 yr
Heifers Pregnant ,Milking cows- 1 to 5yrs
Heifers Pregnant ,milk cows 1 to 2yrs
Bulls
Sheep- 2months to 5yrs
Goat -2months to 5yrs
Pigs -2months to 5yrs
Horses -91 days to 15yrs
What is Not Covered
a)Feed Poisoning
b)Feed related infection like milk fever ,hardware diseases ,grain overload etc
c)Failure to adhere to good agricultural practices (GAP)
d)Mysterious disappearance/unaccounted disappearance
e)Transit risk without informing us days prior to transportation
f)Death of animal due to pre-existing conditions
g)Theft in area prone to cattle rustling and banditry
h) Treatment and vaccination
Crop Insurance
What is Covered
a)Losses due to Drought
b)Losses due to excess rainfall
c)Uncontrolled pests and disease
d)Hail damage
e)Flood due to excess rainfall
f)Landslide
g)Frost
h)Wind damage
I)Explosion
j) Earthquake
CROPS COVERED
Maize ,Wheat,Sorghum,Barley among other field crops
What is Not Covered
a)Willfully misconduct
b)Theft
c)Malicious Damage
d)Lack or Poor adherence to (GAP) good agricultural practices
e)Pest and Deseases that can only be controlled via a national or regional intervention e.g Fall army worms and guelea birds
Greenhouse Insurance
What is Covered
a)Fire
b)Hailstorm
c)Windstorm
d)Excess Rainfall
e)Floods
f)Uncontrollable Pests and Diseases
Covers :-
a)Steel Structure
b)Plastick Cladding
c)Crop Cover
Can be extended to cover :-
a)Good in transit,crops while being transported from firm to airport.
b) Machinery Breakdown
c)Irrigation Equipments
d) Deterioration of Goods in Stock
