Employers Liability Cover

Employers’ liability insurance protects employers from their legal liability to an employee for injury arising out of, and in the course of employment. 
The policy protects the Employers against lawsuits brought against them by employees due to allegations of injuries or contracting diseases because of employer negligence.

Employers Liability compliments WIBA and picks common law claims after WIBA has dealt with statutory claims 

The employee must prove negligence on the part of the employer e.g., if injury is a result of
lack of a helmet – which the employer failed to provide.